loan articles Tag

Loan application: why and how to do a simulation?

1- Where can one do a credit simulation? All the sites that offer loans have online simulators. These tools are free and without any obligation. Their purpose is to give users a preliminary estimate of their monthly payments so they can choose and take out a loan with full knowledge. Running a lo ...

17
July
2024

Budget: Why Refinance a Consumer Loan?

yone who has contracted at least two debts can consolidate them to more easily manage their monthly budget. It may be wise to consolidate a consumer loan when one wishes to restructure their various ongoing loans. Why resort to credit consolidation? Credit consolidation is a financial strategy that ...

29
Nov
2024

How to simulate a loan?

Why do a credit simulation? When considering taking out a consumer loan to finance a project such as buying a car, for example, you need to be well aware that this loan will need to be repaid. It is therefore more prudent to know what you are committing to and to have an idea of the interest rat ...

23
Feb
2023

Law: what are the penalties for lying?

missions or inaccuracies are not deliberate, you have the opportunity to correct your tax return without incurring penalties. Increase your income to get a loan On the other hand, it is sometimes tempting to inflate one's income in order to obtain a mortgage from a bank. Indeed, banks general ...

16
Nov
2021

Identity theft: 3 tips to limit the risks

ore victims. You need to be especially careful with your identity papers, as all you need to do to open a bank account in your name and take out a loan with an online bank is a photocopy of your ID card or passport. This scam can lead you to a bank ban even if you are not really the person who ...

30
Aug
2021

Energy Renovation Assistance: How to Avoid Scams?

rmation and compare several craftsmen or companies to thwart scam attempts. Read all documents carefully, especially in case of financing the work with a loan. You need to be aware of the credit offer, the total cost of the loan, and the repayment terms. Before signing off on the completion of the ...

21
Mar
2024

Holidays in France: 5 destinations to go to the mountains in summer

s a Premium Summer Card which will give you access to the outdoor swimming pool, tennis courts, ice rink and all the activities of the Palais des Sports with loan of equipment! 5- La Colmiane in the Alpes-Maritimes If you want to go to the mountains in summer without driving too much, you can ...

26
May
2021

Cabourg: 5 ideas for visiting the town in the footsteps of Marcel Proust

Belle Époque period was inaugurated on 19 May 2021. In this Villa du Temps Retrouvé, which dates back to 1860, you will be able to admire period furniture on loan from the Mobilier national as well as tapestries created especially for this museum on old models: a real immersion in the Proustian ...

04
June
2021

Automobile: 5 advantages of car leasing

nting the vehicle for a fixed period in return for the payment of a monthly instalment called rent. Unlike a cash purchase or most traditional car loans, leasing with a purchase option does not necessarily require a down payment. Thanks to the LOA without a down payment, motorists who don't ha ...

24
Dec
2021

France Rénov': a new public service to renovate your home

of the work, it will ensure a technical, administrative, financial and even social monitoring if necessary. Another new feature, the Advance Renovation Loan comes into force on 1 January 2022. This mortgage loan, offered by Crédit Mutuel and Banque Postale, avoids having to finance the work. ...

05
Jan
2022

Buying a hotel to convert: 10 questions to help you understand

t of the balance sheet: the EBIT (Gross Operating Surplus). Then he will "restate" it to know concretely what you have left to pay yourself and the loan(s) you will have made. It is from this element that you will know what minimum contribution will be necessary, because it is what your banker ...

12
May
2022

Tanorexia: An Unknown Addiction to Tanning

e to tan several times a day. • multiply natural or artificial tanning sessions despite the health risks. • may lie, steal money, or take out a loan to finance their tanning sessions at a salon. This addiction to the sun shares several common symptoms with other forms of dependence: ...

05
Aug
2024